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RTM Billing Guide

The 2026 RTM CPT Codes, Explained for MSK Practices

What each Remote Therapeutic Monitoring code (98975–98981) actually covers, the thresholds that make it billable, and the two new codes that arrived in 2026.

RTMCPT CodesMedicare BillingOrthopedicsPhysical Therapy
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On this page What RTM actually isSetup — 98975Device supply — 98985 / 98977Treatment managementWhich code, whenWhat changed for 2026Two rules on top

Key takeaways

  • RTM bills patient-reported recovery data + your management time — a fit for MSK post-op and rehab.
  • Two new 2026 codes: 98985 (2–15 data-days) and 98979 (10–19 min) fill the low end of the ladder.
  • Treatment-management codes require one documented interactive call per month — no exceptions.
  • Only 98975 ($21.71) has a clean national rate; all others vary by MAC, locality, and contract.

Remote Therapeutic Monitoring is how a musculoskeletal practice gets paid for staying connected to a patient between visits — tracking recovery data and managing care remotely. For orthopedic surgeons, physical therapists, and PM&R providers, it's one of the few Medicare-recognized ways to bill for the work you're already doing to keep a recovery on track.

But the code set is easy to get wrong, and 2026 added two new codes. This is the plain-English map: what each code covers, when it applies, and the thresholds that make it billable.

As of the CY2026 Medicare Physician Fee Schedule (final rule CMS-1832-F, effective January 1, 2026). General educational information, not billing or legal advice. Payment amounts vary by your MAC, locality, and payer contracts — confirm specifics with your biller.

What RTM actually is

RTM lets a qualified provider bill for monitoring a patient's non-physiologic, therapeutic data — for MSK practices, that's recovery data like pain, function and range of motion, and exercise adherence — plus the time spent reviewing and managing it. Unlike its physiologic cousin RPM (Remote Physiologic Monitoring), RTM data can be patient-reported, which is exactly what post-operative and rehab recovery looks like.

The code family breaks into three buckets — here's the whole ladder at a glance:

1 · Setup
98975
One-time onboarding & patient education, per episode.
2 · Device supply
98985new98977
Data collection, by data-days: 2–15 or 16–30. One per episode.
3 · Management
98979new9898098981
Your review time, by minutes — each requires an interactive call.

Setup & education — CPT 98975

98975 covers the initial set-up and patient education on using the monitoring program. It's billed once per episode of care — the on-ramp. This is the one code with a clean, broadly consistent 2026 number: a national non-facility amount of $21.71. (Even here, your local MAC or contracted rate can differ — confirm your own fee schedule.)

Device supply — CPT 98985 and 98977

These cover the ongoing supply of the monitoring program and collection of recovery data. For MSK practices there are two, split by how many days of data the patient transmits in a 30-day period:

Two things providers get wrong. First, they're mutually exclusive — only one device-supply code bills per 30-day episode. Second, 98976 is not your code: that's the respiratory device-supply code. The musculoskeletal codes are 98985 and 98977. Dollar-wise these pay a modest amount (roughly the $40 range nationally), but the exact figure depends on the 2026 conversion factor and your adjustments — confirm with your biller.

Treatment management — CPT 98979, 98980, 98981

These pay for your time reviewing the patient's data and managing care over the calendar month. Three tiers, one shared requirement:

98979 and 98980 are mutually exclusive in a month; 98981 stacks on 98980 for longer months.

Every treatment-management code requires at least one documented, interactive, synchronous call with the patient that month. No call, no code.

A real-time, two-way conversation, attested by the provider. Daily logs and silent chart review don't satisfy it. National amounts here are modest too — the management base (98980) lands in roughly the mid-$50s for 2026 — but the precise figure is conversion-factor- and locality-dependent. (If you've seen an older "$51" floating around, it's stale.)

Which code, when

BucketCodeCoversBillable when
Setup98975Onboarding + educationOnce per episode
Device supply98985 (new)MSK data collection2–15 data-days
Device supply98977MSK data collection16–30 data-days (≥16)
Treatment mgmt98979 (new)Your management time10–19 min + ≥1 call
Treatment mgmt98980Your management time20–39 min + ≥1 call
Treatment mgmt98981Additional mgmt time≥40 min; add-on
Descriptors and thresholds shown. Dollar amounts vary by MAC, locality, and contract — the one clean national number is 98975 = $21.71.

What changed for 2026

Two new codes filled the gaps in the ladder. 98985 gives you a device-supply code for patients who log fewer than 16 days (2–15), where before there was no MSK code below the 16-day threshold. And 98979 adds a lower treatment-management tier (10–19 minutes). Net effect: shorter, lighter months are now billable instead of falling off a cliff — but the documentation requirements (especially the interactive call) didn't change.

Two rules that sit on top of all of this

RTM left on the table is usually a bookkeeping problem, not a coding one.

BoneArc tracks data-days toward each threshold, accumulates your review time, captures the call attestation, and gives you a monthly certification step — so the billable work is documented as it happens, not reconstructed later.

See it on your panel →
Sources & verification. Code identities, descriptors, and day/minute thresholds reflect the 2026 CPT code set and the CMS CY2026 Physician Fee Schedule final rule (CMS-1832-F), effective January 1, 2026, including the designation of 98979/98984/98985 as "sometimes therapy" services. The 98975 national non-facility amount ($21.71) is from the CY2026 PFS. Other codes' amounts vary by MAC, locality (GPCI), and contract and are given as ranges. Educational information, not billing or legal advice — verify against your fee schedule and current CMS guidance.