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RTM vs CCM: Which Remote Program Applies?

Remote Therapeutic Monitoring and Chronic Care Management both pay for non-visit work — but they answer different questions.

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On this pageTwo different questionsWhat CCM isWhat RTM isWhich fits MSK

Key takeaways

  • CCM pays for coordinating care across chronic conditions; RTM pays for monitoring therapeutic data and managing it.
  • CCM generally needs two or more chronic conditions; RTM is tied to a monitored therapeutic course.
  • For a musculoskeletal recovery you're tracking with data, RTM is usually the fit.
  • Concurrency between programs has rules — confirm what can and can't overlap with your biller.
As of the CY2026 Medicare Physician Fee Schedule (final rule CMS-1832-F, effective January 1, 2026). General educational information, not billing or legal advice. Coverage, codes, and payment vary by payer and locality — confirm specifics with your biller.

Once a practice discovers it can bill for work that happens between visits, the alphabet soup starts: RTM, RPM, CCM, PCM. They're not interchangeable. RTM and CCM in particular get confused because both pay for non-face-to-face effort — but they're built to answer different questions.

Two different questions

CCM asks: is this patient's web of chronic conditions being coordinated? RTM asks: is this patient's therapeutic course being monitored and managed from the data? One is about coordination across conditions; the other is about monitoring a specific therapeutic recovery.

What CCM is

Chronic Care Management pays for the ongoing coordination of patients with multiple chronic conditions — typically two or more expected to last a year or more. It covers care-plan management, coordination among providers, and the connective work of keeping a complex patient's care coherent. It isn't tied to monitoring a single stream of therapeutic data.

What RTM is

RTM pays for monitoring non-physiologic, therapeutic data — musculoskeletal status, adherence, therapy response — and the management time spent on it, including a documented interactive call. It's anchored to a monitored therapeutic course, not to a patient's chronic-condition burden. (And it's distinct again from RPM, which monitors physiologic data — see RTM vs RPM.)

CCM coordinates a complex patient; RTM monitors a specific recovery. Different jobs, different codes.

Which fits a musculoskeletal practice

If you're tracking a knee, hip, or shoulder recovery with logged data and managing it month to month, you're describing RTM. CCM may be relevant for a comorbid patient whose overall care you're coordinating — but that's a different service for a different reason. When programs could both touch a patient, the concurrency rules matter: confirm with your biller what can overlap in a given month and what can't, so you bill the one that actually fits.

RTM left on the table is usually a bookkeeping problem, not a coding one.

BoneArc tracks data-days, review time, and the attested call — so the billable work is documented as it happens.

See it on your panel →
Sources & verification. Reflects the 2026 CPT code set and CMS CY2026 Physician Fee Schedule final rule (CMS-1832-F), effective January 1, 2026. Code identities, descriptors, and day/minute thresholds are stated as published; the one national dollar figure given is 98975 = $21.71 (non-facility) — all other amounts vary by MAC, locality (GPCI), and contract and are described as ranges. Educational information, not billing or legal advice — verify against current CMS guidance and your fee schedule.