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The short answerThe three ways RTM gets billedWhat incident-to actually requiresGeneral vs. direct supervisionComparison tableCommon mistakesFAQKey takeaways
- PT/OT-furnished RTM is billed under the therapist's own NPI with a GP/GO/GN modifier, under general supervision — it is not incident-to.
- Incident-to applies when clinical staff, including an NP or PA, furnish RTM on behalf of a supervising physician: billed under the physician's NPI at 100% of the fee schedule if conditions are met.
- An NP or PA can also bill RTM independently under their own NPI at 85% — no incident-to chain required.
- CY2026 change: direct supervision for incident-to can now be met virtually, via real-time audio-video — except for services tied to a 10- or 90-day global surgical period.
Whether RTM billing is “incident-to” depends entirely on who is furnishing the care. When a physical therapist, occupational therapist, or speech-language pathologist furnishes RTM under a therapy plan of care, it bills under that clinician's own NPI with the GP, GO, or GN modifier, under general supervision — incident-to doesn't apply. When clinical staff, including a nurse practitioner or physician assistant, furnish RTM-related services on behalf of a supervising physician, the physician can bill it incident-to under their own NPI at 100% of the fee schedule if incident-to's conditions are met, or the NP/PA can bill it independently under their own NPI at 85%.
This distinction trips up practices that assume “incident-to” is a blanket RTM rule. It isn't — it's a specific billing relationship that applies to some RTM claims and not others, and mixing them up on a claim is a documentation and compliance risk, not just a paperwork nuance.
The three ways RTM gets billed
RTM's billing rules don't come from one uniform path — they follow whichever clinician is actually furnishing the care:
- Therapist-furnished (PT/OT/SLP). Billed under the therapist's own NPI, always under a therapy plan of care, carrying the GP (PT), GO (OT), or GN (SLP) modifier. This is by far the most common path for MSK practices and is not an incident-to relationship — the therapist is the billing provider, not clinical staff working on a physician's behalf.
- Physician-furnished, billed by the physician. The physician (or, for RTM, more commonly their practice's clinical staff acting on the physician's plan of care) bills under the physician's own NPI. No incident-to distinction applies because the billing provider and the furnishing/supervising provider are the same person.
- NP/PA-furnished, on behalf of a physician's practice. This is where incident-to becomes relevant: an NP or PA can bill either incident-to the supervising physician (100% of the fee schedule, under the physician's NPI, if incident-to's conditions are met) or independently under their own NPI (85% of the fee schedule, no incident-to chain required).
Incident-to is a specific billing relationship for physician-practice staff — not a universal RTM rule.
What incident-to actually requires
Incident-to billing lets a service furnished by auxiliary personnel — potentially including an NP or PA — be billed under the supervising physician's NPI at the full (100%) fee schedule rate, rather than the 85% rate that applies when a non-physician practitioner bills independently under their own NPI. The conditions, from 42 CFR 410.26, are specific:
- The supervising physician personally performed an initial service and established the plan of care the RTM monitoring follows.
- The physician remains actively involved in the course of treatment, not just the initial visit.
- The supervising physician provides direct supervision — immediately available to furnish assistance and direction throughout the service.
Miss any of these and the incident-to billing path isn't available — the NP or PA bills independently instead, at 85%.
General supervision vs. direct supervision for RTM
Don't conflate two different supervision questions. First: what supervision level does RTM itself require? RTM is a designated care-management service, billable under general supervision — the supervising provider doesn't need to be on site while the monitoring and management happen. Second, and separately: what supervision does incident-to billing specifically require? That's direct supervision — the physician immediately available, which is a higher bar than general supervision, and only relevant when someone is trying to bill under the physician's NPI via the incident-to path.
The CY2026 Physician Fee Schedule permanently adopted virtual direct supervision: the “immediately available” requirement can now be met via real-time, two-way audio-video instead of requiring the physician to be physically in the office suite. Audio-only doesn't count — the supervising physician must be able to both see and hear what's happening and provide immediate guidance. One important carve-out: virtual direct supervision is not available for services tied to a 10- or 90-day global surgical period indicator — relevant for orthopedic practices where a chunk of RTM activity sits inside a post-op global window.
Separately, PTA/OTA assistants working under the supervising PT/OT's general supervision in private practice is permanent policy; unenrolled PTs/OTs still need direct supervision. Where the CQ/CO assistant-services modifier and its 15% payment reduction apply, it reaches 98975, 98979, 98980, and 98981 — not the device-supply codes 98977 or 98985.
Who bills what, at what rate
| Furnishing provider | Billed under | Supervision required | Payment rate |
|---|---|---|---|
| PT / OT / SLP | Therapist's own NPI (GP/GO/GN) | General | Standard fee schedule |
| Physician | Physician's own NPI | N/A — same provider | Standard fee schedule |
| NP/PA, incident-to | Supervising physician's NPI | Direct (virtual allowed, CY2026, except global-period services) | 100% of fee schedule |
| NP/PA, independent | NP's/PA's own NPI | General | 85% of fee schedule |
Descriptors and structure per 42 CFR 410.26 and the CY2026 Medicare Physician Fee Schedule final rule (CMS-1832-F). Confirm specifics with your MAC and compliance counsel.
Common mistakes
Assuming incident-to applies to therapist-furnished RTM. It doesn't — a PT billing under their own NPI with the GP modifier is never an incident-to claim, regardless of who else in the practice is involved.
Treating general supervision and direct supervision as interchangeable. RTM itself only requires general supervision. Direct supervision is a separate, higher bar that only matters if you're specifically trying to bill incident-to a physician.
Missing the global-period carve-out for virtual direct supervision. If the RTM activity is connected to a procedure with a 10- or 90-day global indicator, virtual direct supervision doesn't satisfy incident-to — it needs to be in person.
Applying the CQ/CO assistant modifier to device-supply codes. It doesn't reach 98977 or 98985 — only the setup and management codes (98975, 98979, 98980, 98981).
Track the right billing path for every RTM patient
BoneArc tracks data-days, review time, and the attested call per patient — so the record your biller works from already reflects who furnished the care and how it should bill.
See it on your panel →FAQ
Is RTM billed incident-to a physician?
Only sometimes. Therapist-furnished RTM bills under the therapist's own NPI (GP/GO/GN), not incident-to. Incident-to applies when clinical staff, including an NP or PA, furnish RTM on behalf of a supervising physician.
What supervision level does RTM require?
General supervision per 42 CFR 410.26(b)(5) — the supervising provider doesn't need to be on site. Direct supervision (physician immediately available, virtual allowed as of CY2026) is a separate, higher requirement specific to incident-to billing.
Incident-to versus independent NP/PA billing — what's the difference?
Incident-to bills under the physician's NPI at 100% of the fee schedule but requires the physician to have performed the initial service, set the plan of care, and directly supervise. Independent billing under the NP's/PA's own NPI pays 85% without that chain.
Can a PTA or OTA furnish RTM under general supervision?
Yes, under the supervising PT's/OT's general supervision in private practice (permanent policy). Unenrolled PTs/OTs need direct supervision. The CQ/CO modifier and 15% reduction can apply to 98975, 98979, 98980, and 98981 — not 98977/98985.
Does the global surgical period change RTM supervision?
It mainly determines whether the operating surgeon can bill RTM at all during the 90-day global period (generally no, with a PT/PM&R exception). Separately, virtual direct supervision for incident-to billing doesn't apply to services tied to a 10- or 90-day global indicator.
payer-rules/medicare-baseline.json. Educational information, not billing or legal advice — confirm supervision and billing-relationship specifics with your compliance counsel and MAC.