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RTM Billing Guide

RTM Supervising-Provider & Incident-To Billing Requirements

Whose NPI does an RTM claim ride on, what supervision does it need, and when does “incident-to” actually apply? The answer changes depending on who's furnishing the care.

RTMIncident-ToSupervisionNP/PA BillingCPT 98975–98981
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On this page The short answerThe three ways RTM gets billedWhat incident-to actually requiresGeneral vs. direct supervisionComparison tableCommon mistakesFAQ

Key takeaways

  • PT/OT-furnished RTM is billed under the therapist's own NPI with a GP/GO/GN modifier, under general supervision — it is not incident-to.
  • Incident-to applies when clinical staff, including an NP or PA, furnish RTM on behalf of a supervising physician: billed under the physician's NPI at 100% of the fee schedule if conditions are met.
  • An NP or PA can also bill RTM independently under their own NPI at 85% — no incident-to chain required.
  • CY2026 change: direct supervision for incident-to can now be met virtually, via real-time audio-video — except for services tied to a 10- or 90-day global surgical period.

Whether RTM billing is “incident-to” depends entirely on who is furnishing the care. When a physical therapist, occupational therapist, or speech-language pathologist furnishes RTM under a therapy plan of care, it bills under that clinician's own NPI with the GP, GO, or GN modifier, under general supervision — incident-to doesn't apply. When clinical staff, including a nurse practitioner or physician assistant, furnish RTM-related services on behalf of a supervising physician, the physician can bill it incident-to under their own NPI at 100% of the fee schedule if incident-to's conditions are met, or the NP/PA can bill it independently under their own NPI at 85%.

This distinction trips up practices that assume “incident-to” is a blanket RTM rule. It isn't — it's a specific billing relationship that applies to some RTM claims and not others, and mixing them up on a claim is a documentation and compliance risk, not just a paperwork nuance.

As of the CY2026 Medicare Physician Fee Schedule (final rule CMS-1832-F, effective January 1, 2026) and 42 CFR 410.26. General educational information, not billing or legal advice. Payment amounts and supervision rules vary by MAC, locality, and payer contract — confirm specifics with your biller and compliance counsel.

The three ways RTM gets billed

RTM's billing rules don't come from one uniform path — they follow whichever clinician is actually furnishing the care:

Incident-to is a specific billing relationship for physician-practice staff — not a universal RTM rule.

What incident-to actually requires

Incident-to billing lets a service furnished by auxiliary personnel — potentially including an NP or PA — be billed under the supervising physician's NPI at the full (100%) fee schedule rate, rather than the 85% rate that applies when a non-physician practitioner bills independently under their own NPI. The conditions, from 42 CFR 410.26, are specific:

Miss any of these and the incident-to billing path isn't available — the NP or PA bills independently instead, at 85%.

General supervision vs. direct supervision for RTM

Don't conflate two different supervision questions. First: what supervision level does RTM itself require? RTM is a designated care-management service, billable under general supervision — the supervising provider doesn't need to be on site while the monitoring and management happen. Second, and separately: what supervision does incident-to billing specifically require? That's direct supervision — the physician immediately available, which is a higher bar than general supervision, and only relevant when someone is trying to bill under the physician's NPI via the incident-to path.

The CY2026 Physician Fee Schedule permanently adopted virtual direct supervision: the “immediately available” requirement can now be met via real-time, two-way audio-video instead of requiring the physician to be physically in the office suite. Audio-only doesn't count — the supervising physician must be able to both see and hear what's happening and provide immediate guidance. One important carve-out: virtual direct supervision is not available for services tied to a 10- or 90-day global surgical period indicator — relevant for orthopedic practices where a chunk of RTM activity sits inside a post-op global window.

Separately, PTA/OTA assistants working under the supervising PT/OT's general supervision in private practice is permanent policy; unenrolled PTs/OTs still need direct supervision. Where the CQ/CO assistant-services modifier and its 15% payment reduction apply, it reaches 98975, 98979, 98980, and 98981 — not the device-supply codes 98977 or 98985.

Who bills what, at what rate

Furnishing providerBilled underSupervision requiredPayment rate
PT / OT / SLPTherapist's own NPI (GP/GO/GN)GeneralStandard fee schedule
PhysicianPhysician's own NPIN/A — same providerStandard fee schedule
NP/PA, incident-toSupervising physician's NPIDirect (virtual allowed, CY2026, except global-period services)100% of fee schedule
NP/PA, independentNP's/PA's own NPIGeneral85% of fee schedule

Descriptors and structure per 42 CFR 410.26 and the CY2026 Medicare Physician Fee Schedule final rule (CMS-1832-F). Confirm specifics with your MAC and compliance counsel.

Common mistakes

Assuming incident-to applies to therapist-furnished RTM. It doesn't — a PT billing under their own NPI with the GP modifier is never an incident-to claim, regardless of who else in the practice is involved.

Treating general supervision and direct supervision as interchangeable. RTM itself only requires general supervision. Direct supervision is a separate, higher bar that only matters if you're specifically trying to bill incident-to a physician.

Missing the global-period carve-out for virtual direct supervision. If the RTM activity is connected to a procedure with a 10- or 90-day global indicator, virtual direct supervision doesn't satisfy incident-to — it needs to be in person.

Applying the CQ/CO assistant modifier to device-supply codes. It doesn't reach 98977 or 98985 — only the setup and management codes (98975, 98979, 98980, 98981).

Track the right billing path for every RTM patient

BoneArc tracks data-days, review time, and the attested call per patient — so the record your biller works from already reflects who furnished the care and how it should bill.

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FAQ

Is RTM billed incident-to a physician?

Only sometimes. Therapist-furnished RTM bills under the therapist's own NPI (GP/GO/GN), not incident-to. Incident-to applies when clinical staff, including an NP or PA, furnish RTM on behalf of a supervising physician.

What supervision level does RTM require?

General supervision per 42 CFR 410.26(b)(5) — the supervising provider doesn't need to be on site. Direct supervision (physician immediately available, virtual allowed as of CY2026) is a separate, higher requirement specific to incident-to billing.

Incident-to versus independent NP/PA billing — what's the difference?

Incident-to bills under the physician's NPI at 100% of the fee schedule but requires the physician to have performed the initial service, set the plan of care, and directly supervise. Independent billing under the NP's/PA's own NPI pays 85% without that chain.

Can a PTA or OTA furnish RTM under general supervision?

Yes, under the supervising PT's/OT's general supervision in private practice (permanent policy). Unenrolled PTs/OTs need direct supervision. The CQ/CO modifier and 15% reduction can apply to 98975, 98979, 98980, and 98981 — not 98977/98985.

Does the global surgical period change RTM supervision?

It mainly determines whether the operating surgeon can bill RTM at all during the 90-day global period (generally no, with a PT/PM&R exception). Separately, virtual direct supervision for incident-to billing doesn't apply to services tied to a 10- or 90-day global indicator.

Sources & verification. General-supervision classification for RTM as a designated care-management service: 42 CFR 410.26(b)(5); CY2019 PFS final rule, 84 FR 62698; CY2023 PFS final rule, 88 FR 78882 (general supervision for care-management services) and 88 FR ~78990 (permanent general supervision for PTA/OTA in private practice). Incident-to conditions and the 100%/85% payment distinction: 42 CFR 410.26; CMS "Incident To Services & Supplies" guidance (cms.gov/medicare/payment/fee-schedules/physician-fee-schedule/advanced-practice-non-physician-practitioners/incident-services-supplies). Permanent virtual direct supervision via real-time audio-video, effective January 1, 2026, and its exclusion for services carrying a 010/090 global-surgery indicator: CY2026 Medicare Physician Fee Schedule final rule (CMS-1832-F), 90 FR 49266, effective January 1, 2026 (re-verified by web search 2026-08-19; no correction found postdating the rule). CQ/CO assistant modifier applicability and the 15% reduction: MLN MM14250; 42 CFR 410.60(a)(4). This article does not carry CY2026 dollar-amount CPT rates; where BoneArc has separately verified those rates (98975 $21.71, 98977/98985 $51.44, 98979 $26.39, 98980 $54.11, 98981 $41.42; non-QP conversion factor $33.4009), the source is CMS PFS relative value file RVU26C, retrieved 2026-07-03 — see payer-rules/medicare-baseline.json. Educational information, not billing or legal advice — confirm supervision and billing-relationship specifics with your compliance counsel and MAC.